• Life
• AD&D
• Disability
• Health
• Dental
• Vision Care

Twenty Advantages of Group Insurance

1. Life insurance provides a corporate policy in the event of an employee's death.
2. Accidental Death and Dismemberment benefit provides a lump sum payment to ease changes in lifestyle as well as unexpected deaths.
3. Disability coverage initiates a corporate policy in the event of an injury of Illness.
4. Provides 24 hour coverage for all benefits, including disability insurance.
5. Health and dental coverage.
6. Provides Out of Country emergency care for business or pleasure, so the need for individual travel insurance is reduced.
7. Drug coverage is available by submission of receipts or through pay direct drug cards.
8. Employee Assistance Programs provide 24 hour counseling services.
9. Employees are given guaranteed levels of coverage without having to submit medical evidence.
10. Conversion privileges are available for both life and disability products.
11. Provides a tax deductible alternative to a raise in pay.
12. Less expensive than a raise because there are no additional increases in CPP, El or WCB payments
13. Helps attract and retain key employees.
14. Increases productivity and the quality of employees' work.
15. Healthier employees reduce turnover and absenteeism.
16. Group insurance is an investment in a company's well being, rather than an expense.
17. Increases morale.
18. Plans can be designed to assist in achieving corporate goals and objectives.
19. Employees and employers receive benefits without having to belong to an association, where membership fees are usually required.
20. Employees and their families are protected against devastating and catastrophic events.